Startup Wise Guys Fintech Accelerator

Convertible investment up to EUR 150,000 for B2B fintech, insurtech and regtech teams (EUR 120K cash plus EUR 30K programme), with a EUR 250,000 follow-on possibility.

What you get

up to €150,000Equity investment

“up to €150K convertible investment (120K cash + 30K program) with a €250K follow-on possibility”

Equity takennot published

Strings attachedSix to eight weeks of on-site attendance distributed across the five-month programme. Monthly reporting for up to two years then quarterly reporting thereafter, and pro-rata rights on future rounds.

Can you apply

VC backingNot required

Referral or partnerNot required

Registered companynot stated

IndividualsNot eligible

Open sourcenot stated

Latest stage acceptedpre seed

CountriesOpen worldwide

Before you applyB2B Fintech, Insurtech or Regtech. Working MVP, minimum two co-founders or team members, and initial customer traction, MRR or revenues.

B2B Fintech, Insurtech, or Regtech startups. Working MVP required. Minimum 2 co-founders or team members. Initial customer traction, MRR, or revenues needed. Full-time commitment mandatory. Applications are checked on first come first serve basis.

When

Always open, applications reviewed on a rolling basis.

What Startup Wise Guys funds

Estonian-founded B2B accelerator running hybrid vertical and flagship programmes across Europe, Africa and the Middle East. Invests a convertible cheque against a fixed programme service fee and explicitly negotiates equity per company rather than publishing a standard percentage.

Everything Startup Wise Guys funds →

Details

The fintech vertical carries a larger and differently split cheque than the flagship programme: up to EUR 150K convertible, of which EUR 120K is cash and EUR 30K is the programme component, with a further EUR 250K possible as follow-on. The programme runs five months across four modules with six to eight weeks of required on-site attendance distributed through it; the on-site location is confirmed closer to the start. Ten to twelve teams are selected per cohort. As with every Startup Wise Guys programme, no fixed equity percentage is published.

Apply on Startup Wise Guys

Read off the Startup Wise Guys page on 29 Aug 2026. Funders move amounts and eligibility without announcing it, so confirm any figure here before you count on it.